Freelance Project Rate Calculator

Project Rate Estimator

Is that fixed-price gig worth it? Calculate your real hourly rate.

No Risk 20% Double Variance
Add cushion for scope creep or delays.
Your baseline rate.

How This Tool Works

The Freelance Project Rate Estimator helps you de-risk fixed-price contracts. While clients love the certainty of a fixed quote, freelancers often end up earning less than their minimum wage because they fail to account for the "unknown unknowns."

This tool converts your fixed price into an effective hourly rate. It forces you to look at a project through the lens of a "Risk Buffer"—an insurance policy against scope creep and revisions—to ensure the project remains profitable even if it takes 20% longer than expected.

How to Use the Estimator

  • Project Price: Enter the total amount you plan to bill the client.
  • Estimated Hours: Be realistic. Include research, communication, and administrative tasks, not just the "doing."
  • Risk Buffer: Use the slider to add a cushion. For well-defined tasks, use 10-15%. For vague or complex projects, use 30-50%.
  • Target Rate: Enter the minimum hourly rate you need to earn to stay profitable.

Example Calculation

If you quote $5,000 for a project you think will take 40 hours:

  • Nominal Rate: $125/hr
  • With 25% Risk Buffer: You might actually work 50 hours.
  • Risk-Adjusted Rate: $100/hr

If your target is $110/hr, this project is too risky at $5k.

Why This Tool Is Accurate

We believe "buffer time" is the most neglected metric in freelance business planning:

  • Scope Creep Modeling: Research shows that fixed projects typically take 1.2x to 1.5x longer than initially estimated. Our buffer logic reflects this reality.
  • Profitability Verdicts: The tool doesn't just give you a number; it compares the risk-adjusted rate to your target to give a "Go/No-Go" verdict.
  • Inverted Math: By starting with the price and working backward to the rate, it prevents you from being blinded by a "big" total number.

Frequently Asked Questions

Should I charge hourly or fixed-price?

Fixed-price is better for experts who work fast, as it decouples income from time. Hourly is safer for ambiguous projects with unknown scopes to prevent being underpaid.

What is a 'Risk Buffer' in project pricing?

A risk buffer is an extra percentage (usually 20-30%) added to your estimated hours to account for "scope creep," research, and unexpected technical hurdles. It ensures your effective hourly rate doesn't tank if the project runs over.

How do I calculate a project rate for a fixed gig?

The formula is: (Estimated Hours x Target Hourly Rate) + Risk Buffer. For example, if a job takes 10 hours at $100/hr, add a 20% buffer for a final quote of $1,200.
Limitations & Disclaimer: This tool assumes your hour estimates are reasonably accurate. It is a financial model of your time, not a guarantee of profitability. Fixed-price contracts should always be accompanied by a clear Statement of Work (SOW).